BEDARD & COMPANY, PC ______________________________________ Certified Public Accountants
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Tax Planning
Business Owner
Articles
Benefits and retirement plans
Benefit plans for small businesses
Disability income insurance for the self-employed
Group health insurance: a valued employee benefit
Group term life insurance
Health insurance for the self-employed
Key employee life and disability insurance
Life insurance for the self-employed
Offering group disability insurance
Retirement plans for small businesses
Split dollar insurance plans
Understanding individual 401(k) plans
What employers need to know about workers' compensation insurance
Insuring a business
Business automobile insurance basics
Business interruption insurance
Business liability insurance basics
Business overhead expense insurance
Commercial general liability
Do you need crime insurance?
Income tax tips: business insurance
Insurance tips for business travelers
Insuring your home business
Professional liability coverage
Properly insuring your business
Should you self-insure your business?
Understanding your business owners policy
Why insure your business?
Starting a business
Advantages and disadvantages of self-employment
Choosing an entity for your business
Funding a business
Hiring your first employee
Qualifying for the home office deduction
Record keeping for your own business
Starting or buying a business
Tax planning for the self-employed
Transferring or selling a business
Funding a buy-sell agreement with disability insurance
Funding a buy-sell agreement with life insurance
Transferring your family business
Decision Tools
Benefits and retirement plans
401(k) plans
Building a retirement plan for your business
Comparison of types of educational assistance
Individual 401(k) Illustration
Business planning basics
2003 numbers
Net worth calculator
Choosing an entity
Choosing a business entity
Comparison of LLCs, LLPs, and professional corporations
How C Corporations, Limited Liability Companies, and Limited Liability Partnerships Protect Personal Assets
Insurance planning
Business life insurance needs
Number of policies needed with a cross purchase plan
Tax planning
Accelerating deductions/postponing income
Accelerating income/postponing deductions
Transferring or selling a business
Business succession planning alternatives
Business succession strategy analyzer
Buy-sell agreement analyzer
Buy-sell planning questionnaire
How cross purchase plans work
How entity purchase plans work
Planning for succession of a business interest
FAQs
Advertising a business
How can I get free publicity for my business?
How do I know where to advertise my business?
What is the best form of advertising?
Employee benefits and other issues
How can I boost the morale of my employees without incurring huge expenses?
How can I find good employees for my business?
What are health reimbursement arrangements?
What are incentive stock options (ISOs)?
What benefits should I offer to my employees?
Home-based businesses
Can I deduct home office expenses?
If I work at home occasionally, am I entitled to a home office deduction?
Incorporating a business
Can I change my business from a C corporation to an S corporation?
Can I change my business from an S corporation to a C corporation?
Should I incorporate my business?
Insurance coverage
A cell phone and laptop computer owned by my company were inside my briefcase when it was stolen. Will my company's insurance cover the loss?
Can I get disability insurance if I'm self-employed?
I drive my own car on company business. Whose insurance will pay for damages if I get into an accident?
I own a business. Are there any creative ways I can use life insurance in my business?
I use my laptop computer for my home business. Is it covered under my homeowners policy?
I'm an independent contractor. Where can I get health and disability insurance?
I'm thinking about opening a day-care business in my home. Does this raise any insurance issues?
What is errors and omissions insurance?
What is stop-loss insurance?
What kind of insurance coverage do I need for my small business?
Noncompetition agreements
I am buying a business. Can I make the seller sign a noncompetition agreement?
My employer wants me to sign a noncompetition agreement. What is it? Is it legally binding?
Why does the buyer of my business want me to sign a noncompetition agreement?
Partnerships
How does a limited partnership work?
Raising capital
Can I borrow money from my wholly owned business?
How can I raise capital for my business?
Starting a business
Don't most small businesses fail?
How do I find good advisors such as lawyers and accountants to help with my business?
Is buying a franchise a good way to get into business?
Should I buy an existing business or start from scratch?
Should I buy or lease assets for my business?
What are the stages of business development?
What should I look for in a business location?
Transferring or selling a business
Can I transfer my business through my will?
How can I keep my business in the family?
What are some financing options for selling my business?
What is a buy-sell agreement?
What is a family limited partnership, and will it help reduce estate taxes?
Valuing a business
How can I determine what my business is worth for estate and gift tax purposes?
Tax Planning
Articles
General tax planning
Am I having enough withheld?
Choosing an income tax filing status
Help! I can't pay my tax bill
Income tax planning and 529 plans
Surviving an audit
Tax benefits of home ownership
Tax planning for income
Tax planning for the self-employed
Taxation of investments
Year-end tax planning
Tax credits and deductions
Education tax credits
Personal deduction planning
Qualifying for the home office deduction
Understanding personal tax credits
Taxes and insurance
Income tax tips: business insurance
Tax planning for annuities
Tax planning tips: auto insurance
Tax planning tips: disability insurance
Tax planning tips: life insurance
Tax tips: health insurance
Tax tips: homeowners insurance
Tax tips: long-term care insurance
Decision Tools
General tax planning
Accelerating deductions/postponing Income
Accelerating income/postponing deductions
Federal individual income tax fundamentals
Remarriage with children: income tax considerations
Tax credits and deductions
Comparison of education tax credits and deductions
General business tax credits
Is my home mortgage interest fully deductible?
Tax credit sampler
FAQs
General tax planning
Am I having enough tax withheld from my paycheck?
Are my Social Security benefits subject to income tax?
Are scholarships and grants subject to federal income tax?
Do I have to file a federal income tax return?
Do I have to pay U.S. taxes when I work abroad?
How did the Jobs and Growth Tax Relief Reconciliation Act of 2003 change capital gains tax rates?
I don't have the cash to pay my taxes. What can I do?
I have investment property. What does basis mean, and how do I determine the basis of my property?
I received a state tax refund last year. Must I include that amount as income on my federal return this year?
My spouse passed away this year. When I file my taxes, what filing status should I claim?
What is my tax bracket?
What is the alternative minimum tax?
What is the basis of property received as a gift?
What is the kiddie tax?
What penalties and interest will I be charged for paying and filing my federal income taxes late?
What's the difference between an "injured spouse" and an "innocent spouse"?
Will I have to pay tax on my investment income?
Tax credits
Can I take the credit for the elderly or disabled?
Can I take the tax credit for child care?
Now that my child is in college, am I entitled to any education tax credits?
What are the Hope credit and the Lifetime Learning credit?
What is the child tax credit?
What is the difference between the child tax credit and the child and dependent care tax credit?
What is the earned income credit and who qualifies for it?
Tax deductions
Can I deduct home office expenses?
Can I deduct premiums paid for long-term care (LTC) insurance?
Can I deduct the cost of improvements or repairs I've made to my home?
How do I deduct and substantiate my gambling losses?
I paid my mother's real estate taxes last year. Can I deduct this on my tax return?
I refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return?
If I prepay next year's taxes this year, can I deduct them this year?
If I work at home occasionally, am I entitled to a home office deduction?
Is student loan interest deductible?
My spouse and I are filing separate returns. Can we both itemize our deductions? If so, how do we split the deductions?
My town has assessed against me a real estate betterment for new sewer lines installed in my street. May I deduct this amount on my tax return?
We just bought our first home. What can we deduct from the settlement statement?
Taxes and child support/alimony
Are alimony payments considered taxable income?
What are the tax implications of child support payments?
Taxes and home ownership
Can I deduct the cost of improvements or repairs I've made to my home?
How do I figure the tax on the sale of my home?
I refinanced my principal home last year and paid points. What are points, and can I deduct them on my tax return?
I rent my home out for two weeks each year. Do I have to show this rental income on my federal income tax return?
If I prepay next year's taxes this year, can I deduct them this year?
My town has assessed against me a real estate betterment for new sewer lines installed in my street. May I deduct this amount on my tax return?
We just bought our first home. What can we deduct from the settlement statement?
Taxes and insurance proceeds
Are life insurance proceeds income taxable?
I receive disability insurance payments. Are they taxable?